Sea Fishing is Risky
Mr. Lin from Wenzhou, Zhejiang Province, who is a member of the Beijing Sea Fishing Club, can be regarded as a master in sea fishing. On December 7, Mr. Lin and his friends set off to go fishing outside the Exmouth Gulf in Western Australia. A big wave threw Mr. Lin up and then fell heavily on the deck. He felt severe pain on his abdomen. After the inspection in the Royal Hospital, he was found to be in danger of life and needed urgent operation.
Safety is of Most Importance at Any Time, Anywhere
Although Mr. Lin was out of danger now, a series of troubles befell. In Australia, the medical policy designates: save lives first, dollar later. Different services fees must be paid to different departments. No need to mention that Mr. Lin’s emergent surgery’s cost was AUD5,000 per day, the hospital overnight stay costs AUD2,778.
Purchasing Health Insurance is of Necessity
In Australia, the cost of accidental treatment is quite high, if you are not a resident or citizen. The situation in the U.S. is similar. It is unwise to not to buy any travel insurance (aka 美国旅游保险) or buy partial-coverage health insurance in America (aka 美国医保) in order to save money, because the ambulance costs sometimes are not covered in these options.
If you are going to study in the U.S., every school will require the international students to buy the mandatory international student health insurance (aka 留学生保险) for themselves and their dependent or spouses. Some schools may even require OPT insurance (aka opt保险). However, you should be able to distinguish the differences between different health insurance plans in American (aka 美国医疗保险) provided by different companies. Don’t be convinced of the so-called “including all risks” scam. Make sure to read all the terms and disclaimers carefully before proceeding to the payment page. Last but not least, make sure you click on the correct, recommended OPT insurance (aka opt保险推荐).